Key Takeaways
- Bluwhale raised US$10 million in Series A funding, led by UOB Venture Management and backed by major blockchain ecosystems.
- Bluwhale positions itself as the ‘intelligence layer’ for Web3, enabling AI agents to analyze user behavior and deliver personalized services.
- The company focuses on real-world applications in finance, targeting Gen Z through AI-driven services that prioritize user data control.
- Bluwhale’s recent Token Generation Event introduced the $BLUAI token, facilitating governance and access within its decentralized AI network.
- With the new funding, Bluwhale plans to enhance infrastructure, expand partnerships, and scale AI agent deployments across multiple blockchains.
Decentralised AI infrastructure network Bluwhale has raised US$10 million in a Series A funding round. The raise was led by major financial institution UOB Venture Management, the direct investment arm of United Overseas Bank (UOB), alongside participation from top-tier L1/L2 blockchain ecosystems including Sui, Tezos, Cardano, Arbitrum and Movement Labs. Also in the round is Japan’s SBI Holdings, already an existing Bluwhale backer.
The funding marks a key milestone for Bluwhale, signalling that institutional investors are now backing not only crypto rails but also advanced applications — in this case, AI agents operating across blockchains.
Scaling the intelligence layer
Bluwhale describes itself as the “intelligence layer” for Web3: a network that enables enterprises and developers to deploy AI agents and models that analyse multi-chain user behaviour, execute transactions and deliver personalised services. According to its own disclosure, the platform already supports over 3.6 million users and “hundreds” of AI agents in production across on-chain and off-chain flows.
The firm’s strategy centres on a consumer-first play: pairing a user’s financial health score with an AI agent marketplace where both enterprises and devs launch financial services targeted at Gen Z. Under the hood sits a Layer 3 network that orchestrates data, storage and compute resources across chains.
While many blockchain projects focus purely on rails or token-mechanics, Bluwhale emphasises real-world applications: building for financial services, credit, savings, insurance and wealth management delivered via agents..
Founding, background and journey
Bluwhale was founded in 2022 by a team of Stanford and Berkeley machine-learning experts and former TikTok AI leads. Han Jin serves as CEO and co-founder, bringing an engineering background and experience in enterprise AI infrastructure. He previously worked on predictive analytics and simulation models at the intersection of operations research and machine learning.
Another co-founder is Adam Rowell, who also comes with a strong ML background. The founding thesis: existing Web2 AI platforms aggregated user data and monetised it for large enterprises; in Web3, Bluwhale saw a chance to hand control of user data back to individuals, and to build an AI stack that spans multiple blockchains.
Earlier, Bluwhale raised a seed round of approximately US $7 million to build out its infrastructure and onboard users, led by SBI Ven Capital among others. Total fundraising to date is reported in some sources as around US $100 million across rounds.
Institutional interest in digital-asset infrastructure and tokenised applications is surging
The new round comes amid a surge in institutional interest in digital-asset infrastructure and tokenised applications. For example, spot Bitcoin (BTC) and Ether (ETH) ETFs have drawn more than US$118 billion of institutional inflows in Q3 2025, with major funds such as BlackRock’s iBIT capturing over US$86 billion in AUM. Meanwhile, corporate treasuries now hold over US$113 billion in Bitcoin.
Bluwhale’s raise signals that institutions are not just buying base assets — they’re backing companies that layer AI and real-world services on top of blockchain rails. The firm’s focus on AI agents, multi-chain data orchestration and consumer-financial health suggests a shift from speculation to utility.
Han Jin noted that “over the next 30 years, there will be one of the biggest wealth transfers ever — from Boomers to Millennials and Gen Z.” He added: “Gen Z is used to getting all of its information online, 24/7 … They will need AI agent–managed financial services.”
Use cases, token mechanics and partnerships
Bluwhale’s recent Token Generation Event (TGE) on 21 October 2025 introduced its native token, $BLUAI, which powers its decentralized AI network: serving governance, staking, agent-query access and node operations. The project describes a node sale previously targeting up to US $10 million by tapping smartphone compute and data contributions.
On the partnership front, Bluwhale recently announced a collaboration with CDARI — a Web3 e-commerce platform built on Matchain (an AI-powered Layer 2 on BNB Chain). Under the tie-up, Bluwhale will integrate its intelligence layer into CDARI’s “Shop & Earn” model, enabling personalised AI-driven recommendations and tokenised rewards for users.
This reinforces Bluwhale’s cross-domain ambitions: retail commerce, finance, gaming and data monetization. The multi-chain support is emphasised in its materials: the network reportedly indexed 800 million+ wallets and processes millions of daily queries.
What this means for the ecosystem
For enterprise web3 and fintech players, Bluwhale offers a plug-and-play intelligence layer — allowing them to offload AI agent orchestration, multi-chain data handling and personalised user services. As competition grows among blockchain infrastructure providers, Bluwhale’s positioning as an “agent network” atop blockchains is noteworthy.
For end-users, the value proposition centres on turning their digital footprint — wallet behaviour, credit profiles, app usage — into actionable services and potentially income streams. If the vision pans out, the project could reshape how financial services are distributed to younger, digitally native users.
On the token front, successful execution will matter. Token economics, utility, alignment of node incentives, and regulatory clarity will all factor into Bluwhale’s long-term traction. The involvement of major financial institutions may boost credibility, but also invites scrutiny around compliance and governance.
With the fresh US $10 million behind it, Bluwhale plans to expand infrastructure, deepen partnerships with its institutional and blockchain backers, and scale agent deployments across chains.
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Disclaimer: This article is for informational purposes only and does not constitute investment advice.
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