Polygon Labs today announced that Polygon Chain, the most performant payment chain of the Polygon Open Money Stack, can now support up to 5,000 payment transactions per second, putting it in the same throughput tier as traditional major payments networks, at a fraction of the cost. For fintech companies and enterprises moving real money today, that combination of scale, economics and speed has never existed on a single public rail, and never on one with this level of institutional infrastructure around it.
The upgrade, achieved by raising the block gas limit to 160 million at 1.5-second block times, addresses that structural problem directly. Polygon Chain now gives fintech companies and enterprises a rail where costs stay low and predictable as volume grows, instead of spiking at peak demand.
Stablecoin payments offer businesses something traditional rails never could: settlement in seconds, fees that don’t scale with volume, and programmable money that moves the way modern commerce actually works. For payroll, remittance, B2B settlement, and cross-border payments, the business case has been clear for years. What held adoption back wasn’t demand, it was infrastructure. Most blockchain networks perform fine at low volume but degrade in speed or cost when transactions spike, making it nearly impossible for finance and payments teams to model unit economics across a real customer base. That problem gets harder as AI agents enter the picture, generating continuous, high-frequency transaction load that unpredictable infrastructure simply can’t support.
“Finance and payments teams have been watching stablecoins for years, waiting for the infrastructure to catch up. The throughput was never the real blocker, the costs and complexity were. When fees spike at scale, you can’t build a real product on top of it. Polygon Chain now processes up to 5,000 payments per second at stable fees. With the simplicity of integration one API, fintechs and enterprises can finally build stablecoin payment products on the Open Money Stack with one simple integration and know exactly what they’ll cost to run,” said Marc Boiron, CEO of Polygon Labs.
The Open Money Stack combines onchain settlement, fiat access, stablecoin orchestration, wallet infrastructure, compliance tools, and liquidity in a single framework, and it was built to make stablecoin payments feel as seamless as traditional ones. That only works if the underlying chain can handle real production volume without fees becoming unpredictable. Fintech companies building payroll, remittance, or B2B settlement products on the Open Money Stack can now price their products at scale and know the infrastructure holds up. For enterprises still evaluating whether blockchain rails are ready for serious payment workloads, throughput is no longer the question.
This news comes on the heels of a period of sustained momentum for Polygon. In December 2025, Stripe launched global USDC stablecoin payments on Polygon, giving merchants in more than 150 countries access to crypto settlement at a flat fee. Earlier this year, Polygon Labs signed agreements to acquire Coinme and Sequence, bringing licensed fiat on and off-ramps, enterprise wallets, and onchain orchestration into the Open Money Stack. The momentum shows up onchain: Polygon processed $79 billion in stablecoin volume in May and closed the month at a record $3.7 billion in stablecoin supply, with Revolut alone crossing $1.2 billion in onchain transactions on the network. The 5,000 payments-per-second upgrade now gives that stack the throughput to match its institutional ambition.
The milestone follows the Bhilai and Rio network upgrades and advances Polygon’s published Gigagas roadmap, a multi-phase engineering program targeting throughput measured in billions of gas per second. Every phase maintains backward compatibility, meaning teams already building on the Open Money Stack inherit each capacity gain without migration or contract changes.
Builders and enterprises ready to deploy stablecoin payment infrastructure on the Open Money Stack can get started at polygon.technology.
About Polygon Open Money Stack
The Open Money Stack is Polygon’s payments infrastructure, purpose-built to move money globally. It brings stablecoin settlement, embedded wallets, regulated fiat on/off-ramps, and cross-chain routing together in one unified platform. Instead of coordinating across multiple banks, processors, and crypto vendors, businesses integrate once and move money across borders instantly, compliantly, and at a fraction of traditional cost.
Source: Polygon Labs
Disclaimer: This press release was provided by the company or its representatives and is published for informational purposes only. BlockFirms does not endorse any of the statements made within the above announcement. It does not constitute investment, legal, or financial advice. Editorial Policy.
