Toku, the global compliance platform processing more than $1 billion in annual token payroll volume, today announced it is enabling instant, compliant stablecoin payroll directly on Polygon — turning one of the world’s largest recurring financial flows into a blockchain-native payments use case.
Employers can now run payroll with the same reliability as traditional systems, but with real-time settlement, sub-cent fees and transparent compliance across 100+ jurisdictions.
The integration marks a significant expansion of real-world stablecoin usage for business-critical operations by bringing Toku’s 125+ enterprise customers and global presence to Polygon’s infrastructure — a network that handles nearly half of all USDC transfers in the $100–$1,000 range in the U.S.
The move underscores Web3 infrastructure’s growing role in powering everyday business operations at enterprise scale. Through Toku’s partnership with Polygon, employers can now leverage blockchain’s speed, transparency and cost efficiency while Toku continues to manage employment contracts, tax obligations, benefits administration, and regulatory compliance across jurisdictions.
Companies can continue using their existing HR and payroll systems, including ADP, Workday, and Gusto, while Polygon provides the settlement layer. Employees receive compliant stablecoin payments on Polygon with the same reliability and regulatory protection as traditional payroll.
Additionally, Toku can directly employ talent across jurisdictions and deliver compliant stablecoin payroll without requiring companies to open local entities. Toku manages all employer responsibilities end-to-end, including contracts, onboarding, statutory benefits, tax withholding, and regulatory filings, ensuring that USDC paychecks on Polygon meet employment law requirements in the country where each worker resides.
According to a recent compensation survey from Pantera, stablecoins now dominate digital asset compensation, accounting for more than 90% of reported payouts, primarily driven by companies seeking efficiency and global reach. This highlights why compliant, instant settlement is becoming a business necessity, as stablecoin payroll edges towards becoming a mainstream expectation.
“Payroll represents one of the most universal use cases for digital money,” explained Ken O’Friel, CEO of Toku.
“By enabling stablecoin payroll on Polygon, we’re demonstrating how blockchain technology solves real business problems today. This is about making fully compliant global payments instant, transparent and dramatically more cost-effective.”
Traditional cross-border payroll involves multiple intermediaries, multi-day settlement times, high fees, and complex compliance requirements. Toku’s Polygon-powered solution allows employees to receive payments immediately. Toku handles tax reporting, employment law, and regulatory requirements in each jurisdiction, at a significant cost saving compared to international wire transfers. The switch integrates with existing platforms, meaning there’s no disruption to current HR systems or processes.
“Polygon provides the scalability and cost efficiency that blockchain needs to serve enterprise-scale operations,” said Aishwary Gupta, Global Head of Payments & Real World Assets at Polygon Labs.
“Toku brings the compliance infrastructure and payroll expertise that transforms this technology into a practical solution for businesses today.”
Beyond immediate cost and speed benefits, the integration reflects a broader shift toward onchain business operations. As more companies adopt blockchain infrastructure for core functions, the network effects of sharing a unified settlement layer benefit the entire ecosystem.
The partnership further solidifies Polygon as the blockchain of choice for payments infrastructure, with Toku joining a growing ecosystem of payment-focused applications, including stablecoin issuers, payment processors, and financial institutions building on the network.
Disclaimer: This article is for informational purposes only and does not constitute investment advice. Editorial Policy. Parts of this article were drafted/ researched with the assistance of AI tools and subsequently reviewed, edited, and verified by the author and our editorial team to ensure accuracy and journalistic integrity. The final version reflects human editorial judgment and fact-checking. AI Policy.
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