Polygon Labs today announced the Open Money Stack, a modular payments infrastructure framework designed to support regulated stablecoin payments and modernize global money movement.
“All money will move onchain over time. The companies and infrastructure that define that future will be built in the next few years, and this is the moment that matters.” said Sandeep Nailwal, Founder of Polygon and CEO of Polygon Foundation and Marc Boiron, CEO of Polygon Labs. “Our mission is simple. Move all money onchain and make it seamless, open, and interoperable for everyone.”
WHY THIS MATTERS:
Stablecoins are increasingly being used as a settlement layer for cross-border payments, while regulators and institutions are moving toward frameworks that support compliant use of tokenized money. At the same time, global payment infrastructure remains fragmented — built on regional systems, intermediaries, and settlement delays that make moving money expensive and unpredictable. Citi projects global stablecoin issuance could reach $1.9T–$4T by 2030. Reaching that scale will depend on payments infrastructure that combines regulated fiat access, wallets, routing, compliance, and onchain settlement — without recreating closed networks.
HOW OPEN MONEY STACK SOLVES CORE PROBLEMS IN GLOBAL PAYMENTS:
Launching later this year, the Open Money Stack is Polygon Labs end to end infrastructure for global money movement and a core part of its payments strategy. It enables interoperable, compliance ready payments that allow businesses to move value across borders with the speed of blockchain while operating within existing regulatory frameworks.
Built as a modular, chain neutral stack, the Open Money Stack brings together settlement, liquidity, orchestration, and compliance in a single system. Fintechs and institutions can adopt only the components they need while remaining interoperable across networks, avoiding the complexity of stitching together multiple providers for onboarding, wallets, fiat access, routing, and settlement.
Polygon Labs delivers high performance settlement and deep stablecoin liquidity, with orchestration that executes transactions across supported chains. Applications can accept assets from any network without exposing users to bridging, swaps, or gas.
For fintechs and institutions, this reduces time to market and operational complexity. For end users, it enables instant, low cost, borderless payments that feel familiar and intuitive.
WHY POLYGON IS BUILT FOR THIS MOMENT:
Polygon’s onchain stablecoin supply reached approximately 3.3 billion dollars at the close of 2025, a three year high, according to data compiled on Dune. This growth reflects Polygon’s role as one of the most widely used production networks for stablecoin payments, supporting high transaction volumes, low fees, and consistent uptime across real world financial use cases.
Over the past several years, Polygon has become a preferred settlement layer for fintechs and institutions moving stablecoins at scale, facilitating trillions of dollars in onchain value transfer and supporting millions of users globally. That real world usage has informed the design of the Open Money Stack, which is built on infrastructure already operating in live payment environments rather than theoretical models.
Source: Polygon Labs
Disclaimer: This press release was provided by the company or its representatives and is published for informational purposes only. BlockFirms does not endorse any of the statements made within the above announcement. It does not constitute investment, legal, or financial advice.
